Pool does not have mandatory monthly fees or minimum balance requirements. It’s free to start a Pool, invite people, fund your Pool, and use virtual and physical debit cards.

Pool charges transaction-based fees for certain types of optional transactions such as Instant Transfers. All transaction-based fees will be clearly labeled and our Fee Schedule is available here. Our Customer Support team is happy to answer any questions about fees.

Standard transfers are free and take 3–5 business days.

Pool charges a 1.75% fee for instant transfers from Pool to a bank account. There is no fee for standard bank transfers.