Adding Money to a Pool

You can add money to any Pool where you're an Owner, an Admin, or a Spender. Viewers can't add money.

Adding money to the same Pool every week or month? Set up a recurring deposit and we'll handle it automatically.

By selecting Add Money on the confirmation screen, you authorize Pool to debit your linked bank account for the amount and from the source account shown.

We'll send you an email confirming your deposit, which serves as your record of this authorization. Once a debit has been submitted to the ACH network, it cannot be recalled.

We submit each debit in the next ACH file generated after you confirm. If you confirm before our daily file cutoff on a business day, your debit will be included in that day's file.

Once initiated, funds usually arrive in your Pool within 1–3 business days. In some cases, they can take up to 5 business days. For example, around bank holidays, long weekends, or if bank processing is delayed.

ACH debits don't process on weekends or federal holidays. If you confirm on a non-business day, your debit will initiate on the next business day. You don't need to take any action.

If your bank reports that your account doesn't have enough funds to cover the debit, your deposit will fail and we'll notify you by email. Your Pool balance will not be affected.

If your bank declines the debit for any other reason, such as account closed, account frozen, authorization revoked, or stop payment, your deposit will fail and we'll notify you.

If the linked bank account is removed or the Pool is closed before the debit is submitted, your deposit will not process.

No fees: adding money is free.

Platform limits: Transfer limits apply per transaction, day, week, and month. If a scheduled deposit would exceed any limit, the deposit will fail and we will notify you.

If you need to cancel a deposit before it's submitted to the ACH network, contact us as soon as possible. Once submitted, the debit cannot be recalled. For other questions, reach us at: