Pool offers a full financial account that can support multiple users who have shared access to funds (if you allow it). That’s the big difference.
Instead of “sending money” or “splitting a transaction,” Pool operates with the core principle that money should be shared. You won’t need to catalog transactions, or collect money every time your rent is due.
Instead, you can add multiple users who all have access to the same account. Fund your Pool, invite your members, and manage your money together.
Pool is great for ongoing relationships and ongoing transactions—living together, extended family expenses, schools, HOAs, caregivers, and on and on.
Finally, Pool allows you to set rules and permissions for how your Pool operates. You can add Spenders and Viewers to your Pool, depending on the access you want to allow. Give debit card access, if you want. Every shared financial relationship is different, and we want to enable you to set yours up in your own way.