To spend from a Pool, you must be an Owner, Admin, or Spender. Viewers cannot spend, add, or send money. More information on roles here.
Choose a card
You can spend from a Pool using either:
A virtual Pool debit card, which eligible members can enable from Virtual card → Set up a virtual card. It can be used online or added to a supported digital wallet.
A physical Pool debit card, which can be ordered from your Pool account home page by selecting Get a card.
Where you can spend
Pool debit cards can be used wherever Visa is accepted. Acceptance of digital wallets may vary by merchant or transaction type, even when Visa cards are accepted.
Your physical Pool card can be paired with any Pool where you’re an Owner, Admin, or Spender. Activate your physical card before using it.
If membership or Pool status changes
If you leave or are removed from a Pool, your virtual card for that Pool will no longer work and your physical card can no longer be used to spend from that Pool. If a Pool is archived, its virtual cards will no longer work and physical cards can no longer be used to spend from it.
Your physical card can still be used with your Personal balance and other Pools where you have permission to spend. Choose an eligible spending source before using it.
If you join the Pool again with a role that allows spending, you’ll need to set up a new virtual card. Your previous virtual card will no longer work. Reopening a Pool does not automatically restore card use.
Learn more about leaving a Pool or archiving a Pool.